Financial & Legal Translation · EN & PT

The language of capital, precisely rendered

Specialist translation for financial institutions, law firms and corporates operating across the lusophone corridor — Portugal, Brazil, Angola and beyond.

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48h Priority Turnaround
4h First Response Window
3+ Lusophone Markets
100% Confidential Handling
Financial district architecture
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The practice

Where domain expertise meets linguistic precision

Most translation errors in financial documents aren't linguistic. They're conceptual — a term rendered correctly in the dictionary, but wrongly in context. A structure described accurately in one jurisdiction, but misleadingly in another.

Verbum Corpus was built around that distinction. We work exclusively in financial and legal documentation because depth matters more than breadth — and because the cost of imprecision in this space is measured in legal exposure, not just reputation.

2-Pass
Review Process
3+
Lusophone markets served
15+
Document Types
48h
Priority turnaround

"To recreate the unspoken in another language, one needs to understand what went into making the original; then one must dismantle it and rebuild it in the other language."

— Vivek Shanbhag

Background

A boutique translation practice built on institutional financial experience and certified bilingual proficiency. We specialize in cross-border financial documentation — securities lending, asset management, custody agreements — where precision isn't optional.

The lusophone corridor

Four markets. One language pair.

🇵🇹

Portugal

CMVM filings, cross-border M&A, real estate documentation, banking compliance

🇧🇷

Brazil

Capital markets, CVM regulatory filings, international investment documentation

🇦🇴

Angola

Extractive industry financing, banking, infrastructure project documentation

🇬🇧

UK & International

English-speaking firms with lusophone market exposure, FCA filings, cross-border transactions

What we translate

Specialist services for demanding clients

01

Financial Reports & Earnings

Annual reports, results announcements, investor presentations, management commentary and MD&A sections requiring precise financial narrative translation.

02

Legal & Contractual

Share purchase agreements, loan facility documents, term sheets, legal opinions and corporate governance documentation.

03

Regulatory & Compliance

CMVM, ESMA and FCA filings, MiFID disclosures, AML documentation, fund registration and ongoing compliance materials.

04

Fund Documentation

Prospectuses, factsheets, KIIDs, shareholder communications and investment management agreements for asset managers and fund administrators.

05

M&A & Corporate Finance

Due diligence reports, information memoranda, board materials and transaction documentation for cross-border deals.

06

AI Post-Editing (MTPE)

Expert review and elevation of machine-translated financial content. Faster turnaround at competitive rates for volume requirements.

Domain knowledge

The terminology that matters, rendered correctly

  • Securities lending & repo documentation
  • Basel regulatory capital frameworks
  • IFRS 9 impairment & credit risk
  • Fixed income & derivatives
  • CET1, RWA & leverage ratio calculations
  • ECB & central bank communications
  • M&A transaction structures
  • Fund prospectus & KIID terminology
DCR DOCUMENT CONTEXT REVIEW

Why it matters

Precision that protects

A mistranslated covenant, a misrendered regulatory threshold, or an imprecise risk disclosure does not merely reflect poorly — it creates liability. Verbum Corpus brings institutional-grade financial literacy to every translation.

Source-text comprehension

Understanding what a document achieves legally and commercially before a single word is translated.

Consistent terminology

Client-specific glossaries maintained across all engagements for complete consistency.

Confidentiality assured

Sensitive documents are handled with discretion, secure workflows and NDA-ready procedures where required.

How it works

A rigorous four-stage process

I

Brief & Quote

Send your document and brief. Receive a quote within 4 business hours, with scope, timeline and pricing confirmed upfront.

II

Translation

Full translation with domain-specific terminology, building from your glossary or establishing one for ongoing work.

III

Review & QA

Comprehensive review for accuracy, register consistency, and format preservation before delivery.

IV

Delivery

Delivered in original format with translator's notes on key terminology decisions where relevant.

Selected samples

Translation portfolio

Each piece below is an extract from a publicly available document, translated EN→PT and PT→EN with notes on key terminology decisions. These notes show the reasoning behind the translation — not just the final wording. Sample translations based on publicly available source documents. No client relationship implied.

Scroll horizontally to view more samples →

Markets EN → PT

Barclays Earnings Report FY25

Annual Results Announcement · UK Listed Bank · FY2025

"The UK leverage ratio increased to 5.1 % (December 2024: 5.0%), as Tier 1 capital increased by £3.2bn, partially offset by a £40.8bn increase in leverage exposure to £1,247.3bn. The increase in leverage exposure was largely driven by an increase in trading activity in IB and higher lending in Barclays UK and UKCB, partially offset by the strengthening of spot GBP against USO."

"O rácio de alavancagem no Reino Unido aumentou para 5,1% (dezembro de 2024: 5,0%), uma vez que o capital deNível 1 aumentou em 3,2 mil milhões de libras, parcialmente compensado por um aumento de 40,8 mil milhões de librasna exposição à alavancagem, que atingiu 1.247,3 mil milhões de libras. O aumento da exposição de alavancagem foiimpulsionado, em grande parte, por um aumento da atividade de negociação na IB e por um aumento dos empréstimosno Barclays UK e no UKCB, parcialmente compensado pelo fortalecimento da libra esterlina (GBP) face ao dólaramericano (USD)."

structural hedge income → rendimento de cobertura estrutural

Literal translation preserved. In Portuguese banking regulation (Banco de Portugal / ECB communications), "cobertura estrutural" is the established term for rate hedging on non-maturity liabilities. "Hedge" untranslated is common in Brazilian PT but non-standard in European PT regulatory filings.

FICC and Equities → FICC e Ações

FICC (Fixed Income, Currencies and Commodities) kept as acronym — universally used in PT financial institutions. "Equities" rendered as "Ações" rather than "Capital Próprio" or "Títulos de Capital" — the former is standard in trading desk and results contexts; the latter is balance sheet terminology and would be incorrect here.

lending growth → crescimento da carteira de crédito

"Lending growth" is idiomatic English. A direct rendering of "crescimento do crédito" would be technically correct but stylistically thin. "Carteira de crédito" (credit portfolio) is the standard institutional phrasing in Portuguese banking communications and adds precision without changing the meaning.

Regulatory EN → PT

ECB Monetary Policy Decisions

Regulatory Capital Disclosure · PRA Framework · 2025

"Inflation has been revised up compared with the December projections, especially for 2026. This is because energy prices will be higher owing to the war in the Middle East. For inflation excluding energy and food, staff project an average of 2.3% in 2026, 2.2% in 2027 and 2.1% in 2028."

"A inflação foi revista em alta face às projeções de dezembro, em particular para 2026, devido ao aumento dos preços da energia associado à guerra no Médio Oriente. No que respeita à inflação excluindo energia e produtos alimentares, os técnicos projetam uma média de 2,3% em 2026, 2,2% em 2027 e 2,1% em 2028."

Overall Capital Requirement → Requisito Global de Fundos Próprios

Aligned with CRR/CRD IV official Portuguese translations as adopted by Banco de Portugal and CMVM. "Fundos Próprios" is the legally established term in EU regulatory Portuguese; "Capital" alone would be imprecise in a regulatory context even though it is colloquially used.

Countercyclical Capital Buffer → Reserva Contracíclica de Fundos Próprios

Direct correspondence with the official Portuguese designation in Directive 2013/36/EU (CRD IV) as transposed into Portuguese law. "CCyB" retained in parentheses where the acronym appears in the source — Portuguese regulatory filings use the English acronym.

G-SII buffer → reserva para G-SII

G-SII (Global Systemically Important Institution) kept as acronym per Banco de Portugal standard. The full Portuguese expansion "Instituição de Importância Sistémica Global" used only on first mention in longer documents.

Legal EN → PT

BlackRock Asset Management Contract

Asset Management Agreement · Contract Translation · 2025

"The Client expressly acknowledges and agrees that the Bank may deviate from and shall not be bound by any investment restriction on the type and use of investment instruments as set out in the Portfolio Management Guidelines issued by the Swiss Bankers Association (or in any other or future guidelines which will be generally applicable in Switzerland in the banking industry for this type of activity by the Bank)."

"O Cliente reconhece e aceita expressamente que o Banco pode afastar-se e não fica vinculado a quaisquer restrições de investimento quanto ao tipo e utilização de instrumentos de investimento previstas nas diretrizes de gestão de carteiras emitidas pela Associação Suíça de Banqueiros (ou quaisquer outras diretrizes atuais ou futuras geralmente aplicáveis na Suíça ao setor bancário para este tipo de atividade do Banco)."

forward-looking statements → declarações prospetivas

"Prospetivas" (with single 't') follows post-2009 Acordo Ortográfico spelling, applicable in European PT regulatory filings. Brazilian PT uses "prospectivas". The term is established in CMVM and ESMA Portuguese guidelines — "declarações com carácter previsional" is an alternative used in some older filings but "prospetivas" is now standard.

Barclays cautions readers → A Sociedade alerta os leitores

"Barclays" replaced with "A Sociedade" (the Company) to follow Portuguese legal drafting convention, where corporate entities are referred to by their legal form rather than name after first mention. This is standard in Portuguese securities law documentation and contract drafting.

differ materially → diferir materialmente

"Materialmente" is a legal term of art in Portuguese securities law (materialidade) meaning a difference significant enough to affect investor decisions. Alternatives like "significativamente" or "substancialmente" are weaker and do not carry the same legal weight in a disclosure context.

Legal EN → PT

PayPal User Agreement

User Agreement · Digital Payments · 2025

"PayPal's liability is limited with respect to your PayPal account and your use of the PayPal services. In no event shall PayPal be liable for lost profits or any special, incidental or consequential damages (including without limitation damages for loss of data or loss of business) arising out of or in connection with our websites, software, systems (...)"

"A responsabilidade da PayPal é limitada no que diz respeito à sua conta PayPal e à utilização dos serviços PayPal. Em caso algum será a PayPal responsável por lucros cessantes ou por quaisquer danos especiais, incidentais ou consequenciais (incluindo, sem limitação, danos por perda de dados ou perda de negócio) decorrentes de ou relacionados com os nossos websites, software, sistemas (...)"

horizontal scrolling behaviour → comportamento de deslocação horizontal

Temporary note for testing purposes only. Replace this with a real terminology note when the final fourth sample is added.

Markets EN → PT

Morgan Stanley Fund Factsheet

Fund Factsheet · Asset Management · 2025

"Entry Charge is a maximum possible figure. In some cases you might pay less, you can find this out from your financial adviser. Ongoing Charges reflect the payments and expenses incurredduring the fund's operation and are deducted from the assets of the fund over the period. It includes fees paid for investment management (Management Fee), custodian, and administrationcharges. For more information please see the Charges and Expenses section of the prospectus."

"A Comissão de Subscrição representa o valor máximo aplicável. Em certos casos poderá pagar menos; poderá obter esta informação junto do seu consultor financeiro. Os Encargos Correntes refletem os pagamentos e despesas incorridos durante o funcionamento do fundo, sendo deduzidos aos ativos do fundo ao longo do período. Incluem as comissões pagas pela gestão do investimento (Comissão de Gestão), bem como os encargos de custódia e administração. Para mais informações, consulte a secção relativa a 'Encargos e Despesas' do prospeto."

liquidity risks → riscos de liquidez

Standard financial-reporting terminology in European Portuguese. More natural than a literal construction such as “riscos líquidos”.

Markets EN → PT

UBS House View

Investment Outlook · Private Banking Research · 2025

"Analysis by the Dallas Fed also shows that the incremental price pressure due to rises in energy prices tends to fade quickly after a few months, and has little impact on core inflation. Our view is that cooling sequential core inflation in the coming months amid fading tariff effects should open the door to further rate cuts by the US central bank."

"A análise da Reserva Federal de Dallas também sugere que a pressão inflacionista incremental decorrente do aumento dos preços da energia tende a dissipar-se rapidamente após alguns meses, tendo um impacto limitado na inflação subjacente. Na nossa perspetiva, a desaceleração sequencial da inflação subjacente nos próximos meses, juntamente com o desvanecimento dos efeitos das tarifas, deverá abrir espaço para novos cortes de taxas por parte do banco central dos EUA."

participações sociais → shareholdings

Chosen for natural legal-financial English. “Corporate participations” would sound too literal.

Legal PT → EN

Revolut Terms & Conditions

Platform Terms · Digital Banking · 2025

"We are not liable for a payment transaction carried out in accordance with the instructions (details) provided, even if the wrong account number, the username or phone number were aresult of user error. However, if the User requests it, we may attempt to recover the funds. We may also provide the User with information about the beneficiary so that the User can try to recover the funds by their own means (if permitted by law)."

"Não nos responsabilizamos por uma operacão de pagamento efetuada de acordo com as suas instrucões (ordens de pagamento), mesmo que o número de conta, o nome de utilizador ou o número de telefone incorreto(s) tenha(m) resultado de erro do Utilizador . No entanto, se o Utilizador nos pedir, podemos tentar reaver o seu dinheiro. Também podemos tentar obter informacões sobre o beneficiário para que o Utilizador possa tentar reavê-lo por meios próprios (caso a lei nos permita fazê-lo)."

fixed-income securities → valores mobiliários de rendimento fixo

Keeps the financial meaning precise while sounding natural in European Portuguese regulatory and fund documentation.

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